V12 Finance | Spread The Cost

9th June

The club offers supporters the opportunity to purchase a 2025/26 season ticket via V12, subject to approval, in 10 monthly payments.

Please note, supporters who choose to pay via V12 will be unable to use Ticket Exchange credit as part of an online transaction. 

Supporters who wish to use Ticket Exchange credit as part of a V12 purchase can do so in person at the ticket office or by calling 0121 227 2227. Fans choosing this method will not be subject to the £10 additional charge. 

Please note the option of V12 finance is not available for purchases under the minimum amount of £50. Supporters can contact V12 Finance's customer service team directly on 02920468912.

Supporters purchasing multiple season tickets will need to use the pricing grids outline below to establish their total individual loan plan. 

An example has been provided below:

A supporter purchasing an U17 season ticket and an Adult season ticket in the Birmingham Road End under V12 finance will owe the total repayable amount of £586.13, in ten monthly payments of £52.80 with the additon of an arrangement fee of £58.13. 

U17BRESMEEAST LEAST UWEST
Loan Amount£89£89£89£89£89
Monthly Payment£8.90£8.90£8.90£8.90£8.90
Number of Payments1010101010
Representative APR27.89%27.89%27.89%27.89%27.89%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00% 
Total Repayable £98.80£98.80£98.80£98.80£98.80
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£9.80£9.80£9.80£9.80£9.80
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

Pay in 10 with an arrangement fee. 

U20BRESMEEAST LEAST UWEST
Loan Amount£149£149£149£159£159
Monthly Payment£14.90£14.90£14.90£15.90£15.90
Number of Payments1010101010
Representative APR27.89%27.89%27.89%27.89%27.89%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00%
Total Repayable £165.40£165.40£165.40£176.51£176.51
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£16.40£16.40£16.40£17.51£17.51
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

 

Pay in 10 with an arrangement fee. 

20-25 (Young Adult)BRESMEEAST LEAST UWEST
Loan Amount£239£239£249£269£269
Monthly Payment£23.90£23.90£24.90£26.90£26.90
Number of Payments1010101010
Representative APR27.89%27.89%27.89%28.00%28.00%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00% 
Total Repayable £265.31£265.31£276.41£298.62£298.62
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£26.31£26.31£27.41£29.62£29.62
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

Pay in 10 with an arrangement fee. 

Adult BRESMEEAST LEAST UWEST
Loan Amount£439£439£489£539£539
Monthly Payment£43.90£43.90£48.90£53.90£53.90
Number of Payments1010101010
Representative APR27.89%27.89%27.89%27.89%27.89%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00% 
Total Repayable £487.33£487.33£542.84£598.34£598.34
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£48.33£48.33£53.84£59.34£59.34
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

Pay in 10 with an arrangement fee. 

Senior (65+)BRESMEEAST LEAST UWEST
Loan Amount£379£379£409£449£449
Monthly Payment£37.90£37.90£40.90£44.90£44.90
Number of Payments1010101010
Representative APR27.89%27.89%27.89%27.89%27.89%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00% 
Total Repayable £420.73£420.73£454.03£498.43£498.43
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£41.73£41.73£45.03£49.43£49.43
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

Pay in 10 with an arrangement fee. 

Adult and Senior DisabledBRESMEEAST LEAST UWEST
Loan Amount£269£269£279£299£299
Monthly Payment£26.90£26.90£27.90£29.90£29.90
Number of Payments1010101010
Representative APR28.00%28.00%27.89%27.89%27.89%
Annual rate of Interest (Fixed)0.00% 0.00% 0.00% 0.00% 0.00% 
Total Repayable £298.62£298.62£309.72£331.92£331.92
Total Interest£0.00£0.00£0.00£0.00£0.00
Arrangement Fee£29.62£29.62£30.72£32.92£32.92
Settlement Fee£0.00£0.00£0.00£0.00£0.00
First Payment

in 1 month

Pay in 10 with an arrangement fee. 

West Bromwich Albion Football Club Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority (FRN 626349), Second Floor, Atlas House, 31 King Street, Leeds LS1 2HL. West Bromwich Albion Football Club Limited, 03295063, The Hawthorns, West Bromwich, West Midlands, B71 4LF.acts as a credit broker not a lender and will introduce you to V12 Retail Finance Limited to complete your application for finance. Credit is subject to status and affordability and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult. V12 Retail Finance Limited act as a credit broker and not a lender and introduces you to Secure Trust Bank Plc, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the product chosen and the amount of credit taken out. 

Applicants for finance need to be 18 years or older. The lender will carry out checks with credit reference agencies and fraud prevention agencies. When you click ‘Pay’ you will be taken to the V12 Retail Finance application form to complete your application for finance. The application form may contain some personal information you have previously provided. Please check this information is accurate and fill in any missing information. You will also need to provide: 3 years’ address history, Employment and income information, Your bank account number and sort code to set up a Direct Debit in your name.